What to Do When you receive a Charge Memo and Statement of Allegation?

Its quite natural to be honoured with a charge memo and statement of allegation while working.... But Common practice whats observed is always either induce political pressure or jump to the feet of the officer concerned who issued charge memo and to compromise it. But both are never advised according to law. Then what? Also observed that some may give an explanation stating that no such offenses as alleged were  inured which is also not at all advised.

Pentionary Benifits Can not be with held even though During the Pendancy of Departmental / Crimilal Proceedings

 May be this info usefull to many of Victims but I know I am attracting the gredge of Many Head of Departments. Im least bothered.  The question here is can the State Government  withhold a part of pension
and/or gratuity during the pendency of departmental/ criminal proceedings?

Most Officer will with hold, and as I know Many Victims there
But OUR HON: SUPREME COURT OF INDIA SAYS >>>>> NO, NEVER